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Estate Funding Calculator

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Assets

Record everything owned: estate & property values that drive the administration cost estimate, plus liquid and nominated assets.

Property

Liquid & nominated assets

SSPN: the first RM 3,000 of an "Estate" balance is fast-tracked to liquid (no grant required).

Nominated amounts bypass the estate and offset the immediate cash requirement (see Part 3); not-nominated amounts fall into the estate and sit in the fee base.

Other estate assets

Estate summary

Estate value (fee base) Manual estate value + any not-nominated EPF/Insurance/PRS/SSPN. Drives executor/EDO/SED fees & the RM5M threshold.
Total owned (incl. nominated) Nominated EPF/Insurance/PRS/SSPN bypass the estate (liquid — offsets immediate cash in Part 3) and are NOT in the fee base above.

Administration Costs

Estimate the costs of administering the estate.

Administrative process

SED applies when the estate value is under RM 5 Million and fees follow the official EDO Schedule.

Estate value exceeds RM 5 Million — High Court (GP/LA) may be required.

Executor / administrator

Property transfer & titles

Number of property titles
1% property transfer fee (auto) RM 0.00

Calculated automatically on the total property value entered under Assets. No tick required.

SED selected: nominal RM 10 stamp duty per title will be applied.

Tax clearance & accountant fees

Additional filing years RM 1,000 / year

Small estate (SED) legal assistance

Administration cost breakdown

Total administration cost

RM 0.00

Property transfer: RM 0.00  ·  Executor: RM 0.00  ·  Tax clearance: RM 0.00

Category / particulars GP (RM) LA (RM) Applied (RM)

Debts & Liabilities

Obligations to settle before distribution.

Inflation not included All multi-year amounts (Household, Guardian, Caregiver) use current (Year 1) values. Adjust inputs manually to factor in future cost-of-living increases.

Estate obligations

Estate administration cost Carried from Part 1
Part 2 subtotal Admin costs + debts & liabilities — must be settled before distribution.
RM 0.00
Immediate cash surplus Available liquid assets − immediate cash required
RM 0.00

Dependent Needs

Funding required for dependents after the estate is distributed.

Family / self — monthly living expenses

Required years of funding
Total RM 0.00

Children education fund

Number of children
Total RM 0.00

Guardian fees

Required years
Total RM 0.00

Caregiver fund for parents

Required years
Total RM 0.00

Medical / insurance for dependents

Number of dependents
Total RM 0.00

Estate Funding Summary

Complete breakdown of funding requirements.

Must clear before distribution

Before & during administration — all settled before the estate is distributed · requires immediate cash. Part 1 (Assets) appears below as available liquid assets.

Part 2 — Administration costs (during administration) RM 0.00
Part 3 — Debts & liabilities (during administration) RM 0.00
Subtotal · immediate cash required RM 0.00
Less: available liquid assets RM 0.00
Immediate cash surplus RM 0.00

Dependent needs (after distribution)

After distribution — ongoing needs once the estate is distributed.

Household expenses RM 0.00
Children education RM 0.00
Guardian fees RM 0.00
Caregiver fund RM 0.00
Medical expenses RM 0.00
Subtotal RM 0.00
Less: immediate cash surplus RM 0.00
Dependent needs shortfall RM 0.00

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